Approved by the guidelines. Not by someone's overlay.

Conventional, FHA, VA, DSCR, bank statement, and non-QM. I qualify borrowers to actual agency guidelines — not inflated investor credit overlays. If you’ve been turned down elsewhere, you may still qualify here.

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★★★★★ Trusted by thousands of local homeowners

- Why borrowers choose Us

A better experience, start to keys.

You’re not choosing a loan — you’re choosing the people who get it done. Here’s what that feels like with us.

We close on time

Underwriting and processing are managed in-house, so deadlines are met and your move stays on track — no last-minute surprises.

You always reach a human

One local advisor owns your file from first call to closing table — and actually picks up the phone when you call.

We fight for your bottom line

We shop our lender relationships to land genuinely competitive pricing — and explain every fee in plain English.

No jargon, ever

We walk you through every option so you understand exactly what you’re signing — and feel confident doing it.

- Welcome to Xie Mortgage Team Powered by NEXA Mortgage

Your Trusted Path to Homeownership

🌟 Speed, Service, Success: Your Mortgage, Our Mission

At the Xie Mortgage Team, we are proud to be a part of the world’s largest wholesale mortgage broker network, offering you unparalleled choices in home financing. Our mission is simple: to provide you with a seamless, efficient, and personalized mortgage experience that turns your dream of homeownership into reality.

Why Choose Us?

More Options, Better Pricing: As industry leaders, we leverage our extensive network to bring you a diverse range of mortgage products with competitive pricing that suits your unique needs.

Unmatched Speed: Understanding the value of your time, we specialize in fast and efficient processing, ensuring that your journey to homeownership is smooth and swift.

Years of Expertise: With our deep-rooted experience since 2008, we bring a wealth of knowledge and mortgage expertise to the table, guiding you every step of the way.

Personalized Service: Our team is dedicated to not just meeting, but exceeding your expectations. We believe in building lasting relationships through transparent communication and tailored advice.

Explore our website to learn more about how we can assist you in building wealth through real estate. Whether you’re buying your first home, refinancing, or investing, we’re here to make it happen.

Let’s embark on this journey together. Your dream home is just a conversation away.

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Live Rates

National Average Mortgage Rates

National average rates updated in real-time.
Estimated payments based on a $350,000 loan.

Rates displayed are national averages sourced from Freddie Mac's Primary Mortgage Market Survey® and are provided for informational purposes only. These rates do not represent an offer to lend or a guarantee of any specific rate. Your actual interest rate will depend on your credit profile, loan amount, property type, down payment, and other factors. Rates are subject to change without notice. Contact a licensed loan professional to discuss your specific situation and receive a personalized rate quote.

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We pride ourselves on clear communication and easy access when you need us. Answer a few quick questions and an experienced, local professional will guide you from here.

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Competitive rates & fees