The Blog

Rental income can look strong on paper, but the number a DSCR lender uses may be different from the rent…

Buying a rental property can get frustrating when the property is vacant, newly built, or has no lease history for…

By David W. Xie, Senior Mortgage Broker Recent late payments, a bankruptcy, a foreclosure, or a credit score drop can…

Running a business can produce strong income, but tax returns don’t always show the full cash flow available for a…

Buying a rental property in Hampton Roads can work on paper, but the down payment can change the deal before…

Irregular monthly deposits can make mortgage qualification feel uncertain, especially when your business income changes from one month to the…

A vacant rental property can create a financing problem because there’s no current rent deposit or active tenant payment to…

A recent bankruptcy can make home financing feel out of reach, especially when a traditional lender says you must wait…

Applying for a Non-QM mortgage can feel uncertain when your income, credit, or property doesn’t fit a traditional lending box…

A lower credit score can make buying a home feel out of reach, especially after a lender has already said…

Rental property financing gets confusing when the property earns enough to support the loan, but personal tax returns don’t show…

Financing an investment property can get complicated when your tax returns, existing properties, or business income don’t fit a traditional…