A common dilemma that many potential homebuyers face: determining how much house they truly need. In a world where “bigger is better” has often been the prevailing sentiment, it’s essential to consider your specific needs and financial goals before committing…
Securing a mortgage is a significant step in the home buying journey, and avoiding common mistakes during the application process is essential for a smooth approval experience. As a mortgage professional, I’m here to share valuable insights on the top…
Choosing the right mortgage broker or lender is a critical step in the homebuying process. Your financial well-being and the success of your homeownership journey depend on finding a trustworthy partner. In this blog post, we’ll delve into the key…
When it comes to purchasing a home or refinancing your existing mortgage, understanding mortgage rates and trends is essential for making informed financial decisions. As a mortgage professional, I’m here to shed light on this crucial aspect of the real…
Are you ready to take the exciting leap into homeownership? As a mortgage professional with years of experience in the real estate market, I understand that purchasing your first home can seem overwhelming. However, with the right guidance and a…
If you are moving due to a new job, relocating cities, needing a larger or smaller home, or any other reason, it can be tricky to time things just right. Should you keep your current home while you move or…
Generally, a credit score of 620 or higher will get the best terms for a mortgage. A higher credit score can make the underwriting and approval process faster and easier, as well as get a better interest rate. A higher…
The exact time that it takes to get from the home search process to turning the key and walking into your new home can vary. Generally, it’s best to estimate 2-3 months for the home search process and 1-2 months…
Preparing for Your Home Search If you’ve been dreaming of owning your own home, you may be excited to start looking for a property with a dreamy master bedroom, ample outdoor entertaining space, and a killer setup for streaming Monday…
Preparing for Your Home Search: Essential Documents to Have Ready If you’re getting ready to start your housing search, having certain documents on hand can be incredibly beneficial. These documents can streamline the offer process, making it significantly faster and…
